A caller on The Money Guy Show recently dismissed Roth IRAs as a government revenue grab, saying "Why would I give it up to the government so that I don't have to pay taxes later? I really don't like ...

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? – Ed No, the cost basis of the assets held within your IRA will not step up or reset to their current market value ...

The type of IRA one chooses has major tax and estate planning implications. In a previous article, I looked at the advantages of Self-Directed IRAs, noting that they are best suited for risk-tolerant, ...

The tax rules governing IRAs can be surprisingly complicated and, in many cases, it’s entirely up to the account owner to ensure compliance. While most IRA contributions are made with pre-tax dollars ...