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1:01
TikTok
ironcladfinanceoriginal
Your bank benefits when you pay your mortgage the…. Most homeowners pay once per month because that’s what they were told to do. But there’s a simple repayment method
ironcladfinanceoriginal(@ironcladfinanceoriginal). Light in the Darkness - BicuDa. Your bank benefits when you pay your mortgage the…. Most homeowners pay once per month because that’s what they were told to do. But there’s a simple repayment method many people never think about: Split your mortgage payment in half and pay it every 2 ...
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Most Canadian homeowners are paying a mortgage they cannot deduct from their taxes. The Smith Manoeuvre changes that 🇨🇦 For homeowners with a re-advanceable mortgage- this strategy makes your mortgage interest tax deductible AND builds a $1,000,000 investment portfolio at the same time. This is for informational and educational purposes only and not financial or legal advice. Consult a qualified Canadian mortgage broker and financial advisor before implementing any strategy. #canada #canadianf
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El duelo que se nos viene en el Brasil 🇧🇷 - Noruega 🇳🇴 por los Octavos de Final. 😮💨⚔️ Dos pesos pesados se vuelven a ver las caras. Esta vez en una Copa del Mundo 🏆. Gabriel Magalhães 🆚 Erling Haaland. ¿Quien ganará esta vez? 👇 #Mundial2026 #WorldCup #futbol #brasilvsnoruega #gabrielvshaaland
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💡 Homeowner Tip: Want to pay off your mortgage sooner without making huge extra payments? Instead of making one monthly payment, ask your lender if you can switch to bi-weekly payments. By paying half of your monthly payment every two weeks, you could make one extra payment each year. Over the life of your loan, that can save you thousands in interest and help you become mortgage-free years earlier. Every mortgage is different, so check with your lender to see if this option is available and if
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Most homeowners spend decades building equity... But can't actually use it without: ❌ Refinancing ❌ Taking out a second mortgage ❌ Selling their home That's backwards. This client is using a First Lien HELOC to build something instead of just making payments. 🚗 Growing his Turo fleet 💰 Reusing his equity as he pays the balance down 🏦 Becoming his own source of financing Projected results: ✅ Debt-free in 4.2 years ✅ Over $571,778 in projected interest savings ✅ 30 years of access to his equity
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When your lender gives you a loan estimate, here are the 5 things you need to look out for: 1) the loan program - this matters more than you think. If you have a good credit score, it should be conventional. 2) rate lock - if it’s not, numbers will change. 3) interest rate - is it competitive, are they baiting you in with a “too good to be true” rate? 4) Section A - these are the lender specific charges for the loan. It’s great that the rate is low but not if they’re charging you thousands extra
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